Local, Friendly, Expert Mortgage Advice in Plymouth & The South Hams
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Visit our office or arrange a home visit
Phone, video or face-to-face appointments
Appointment times that suit you
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Experienced Mortgage, Protection & Equity Release Advisers In Plymouth
Mewstone Mortgage Advice began life in 2021, when two local lads, Mark and Nathan, started the business working out of Mark’s garage in Wembury. Since then, we’ve been fortunate enough to grow as we’ve helped the wider Plymouth and South Hams communities, and now we’re proud to say we’ve become a team of six. Charlie joined us in 2022, Mike became part of the Mewstone family in late 2023, Seb joined as a Protection expert early in 2024, and Kate, our office manager, came on board later that year.
We’re all raising young families in the local area, and our passion is simple—helping families in Plymouth and the surrounding areas achieve their dreams and making sure they’re protected with the best mortgage advice possible.
When we say we’re an independent mortgage broker, we truly mean it. Mewstone Mortgage Advice spans the entire market, allowing us to connect with lenders beyond the typical High Street, including online specialists and those catering to unique needs you might not have considered. Unlike other brokers or banks, we stay fully impartial when it comes to your mortgage, protection, and equity release requirements.
As locals, we’re deeply involved in our community and share a passion for supporting local families. Nathan’s a big rugby fan and plays for his local team, Mark can often be found surfing down at the beach, Charlie loves walking her Sprocker, Pixie, Mike enjoys nothing more than a full weekend of motorsport, and Seb is dedicated to fitness and loves spending quality time with his wife. Kate, who keeps everything running smoothly, is equally passionate about making sure we’re helping families in the best way possible.
Even if you’re not local to Plymouth, you can still be part of the Mewstone family. We’re able to serve clients across the UK thanks to our digital mortgage advice technology.
MORTGAGE & PROTECTION ADVICE
Mortgage, Equity Release & Protection Advice in Plymouth and the South Hams
Whether you’re buying, remortgaging, investing, planning for later life or protecting your family or business, our Plymouth-based advisers make complex decisions clearer—with appointments in person, by phone or by video across the UK.
MORTGAGE ADVICE
Mortgages for buying, moving, refinancing and planning for later life.
First-time buyer mortgages
Guidance from agreement in principle through to completion.
Home mover mortgages
Advice to help coordinate your sale, purchase and onward move.
Remortgages
Review your current deal and explore your options before it ends.
Buy-to-let mortgages
Mortgage advice for landlords and property investors.
Equity release
Later-life lending guidance based on your circumstances and plans.
Retirement interest-only mortgages
Interest-only mortgage options designed for eligible older borrowers.
Self-employed mortgages
Mortgage advice for sole traders, partners and company directors.
SPECIALIST MORTGAGE ADVICE
Solutions for more complex circumstances, income and property finance.
Limited company & commercial mortgages
Property finance for limited companies, landlords and commercial premises.
Adverse credit mortgages
Support where credit issues make your mortgage options more complex.
Debt consolidation mortgages
Review secured borrowing options that could consolidate existing debts.
Bridging finance
Short-term finance for property purchases, renovations and timing gaps.
Second charge mortgages / secured loans
Explore additional secured borrowing alongside your existing mortgage.
Contractor mortgages
Mortgage advice using contract income and employment history.
Complex income mortgages
Help with multiple, irregular or non-standard income sources.
PROTECTION & INSURANCE
Cover for your family, income, business, health, home and belongings.
Life cover
Financial protection for the people who depend on you.
Critical illness cover
A lump-sum benefit if you’re diagnosed with a covered condition.
Income protection
Regular income if illness or injury prevents you from working.
Business protection
Cover for business owners, key people and business continuity.
Private medical insurance
Options for eligible private healthcare and treatment.
Buildings & contents insurance
Cover for your home, belongings and everyday risks.
Not sure what cover you need?
Speak with one of our protection advisers.
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Our company name was inspired by the local Great Mewstone that sits just beyond the coast at Wembury.
Frequently Asked Questions
How much do you charge?
Our advice and recommendation to you will be given free of charge. When making an application, we charge our new clients £499 at the point of application. Once you’ve joined the Mewstone family, our existing clients will pay £299 at the point of application. If you have a Buy-to-Let property, we will charge £599 to new clients and £399 to an existing client.
Do you only do Mortgages?
Whilst Mortgages are our passion, we can also assist with all things protection, later life lending for borrowers over 50 and commercial lending.
So whether you’re looking for life insurance, home insurance, equity release or a commerical loan – we can help!
What's the difference between you and my bank?
Your bank will only only be able to offer you their deals, whereas we can search the whole of the market without any bias towards one particular lender. We have access to 120+ lenders from the whole market at our disposal including exclusive deals only available to mortgage brokers!
Do you offer telephone appointments?
We do! Whether you want to speak by phone, email or virtually, or even in person! We’re ready to have a chat with you.
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Book A Call With Our Mortgage Advice Experts
We understand that your time is precious so you can book an appointment directly into our diary at a time to suit you!
This is our first conversation with you.
We will get an understanding of where you are now and where you want to be. We can tell you about us and how we work – and how we can help you achieve your financial goal. This is typically a 10 minute chat and is completely free of charge.
This appointment can be completed on a face to face basis, over Zoom/Teams/WhatsApp Video/Facetime - whatever works best for you!
Mewstone Mortgage Advice LTD (FCA ref 947355) is an appointed representative of New Leaf Distribution LTD (FCA ref 460421) which is authorised and regulated by the financial conduct authority (FCA).
New Leaf Head Office Garfield House, 165-167 High St, Rayleigh SS6 7QA. Co registration Number 5520001.
Mewstone Mortgage Advice LTD Head Office: Argosy House, Longbridge Road, Plymouth, PL6 8LD. Co registration Number 12959322
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.
Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
To view our Complaints Procedure, click here.
