Mewstone Unplugged Blog
Read our blog posts to learn more about how Mewstone can help you with your borrowing needs
Do I Need a Survey When Buying a House in Plymouth
Do I need a survey when buying a house in Plymouth? It's one of the most common questions we hear from first-time buyers and home movers across Plymouth and the South Hams. Many buyers assume the lender's valuation is a full survey, but that's...
How Do Retirement Interest-Only Mortgages Work?
When people hear the phrase “later life lending”, many automatically think of equity release. While lifetime mortgages can be a suitable solution for some people, they are not the only option available. A Retirement Interest-Only mortgage, often...
Can I Buy a House with a £5,000 Deposit in Plymouth?
“Can I buy a house with a £5,000 deposit in Plymouth?” For many renters across Plymouth, Plympton, Plymstock, Ivybridge and the South Hams, saving a large deposit has become one of the biggest barriers to getting onto the property ladder. At...
Will Mortgage Interest Rates Go Down?
If you’re thinking about buying a property, remortgaging, or your current mortgage deal is coming to an end, there’s a good chance you’ve been asking yourself the same question we hear almost every day at Mewstone Mortgage Advice: “Should I wait...
How Long Does Equity Release Take? A 2026 Guide
If you’re beginning to consider your options for releasing money from your home later in life, one of the first questions you’re likely to ask is a simple but important one: how long does equity release take? This is a fair question, particularly...
Key Questions To Ask Your Equity Release Adviser
If you’re considering equity release as a way of unlocking funds to spend later in life, speaking to an equity release adviser is one of the most important steps you can take. In fact, it’s a legal requirement that you get professional advice...
How Do Later Life Mortgages Work?
With each generation living longer than the last, pensions not stretching as far as they once did, and ambitions in retirement changing, later life mortgages are fast becoming the most popular way of managing finances later in life. There is a...
5 Mistakes To Avoid When Applying For A Mortgage
It’s natural to feel some conflicting emotions if you’re applying for a mortgage. On the one hand, buying a home (particularly your first home) is one of the most exciting life events you can go through. However, the mortgage application process...
What To Do When Mortgage Rates Rise
Whether you’re buying your first home or it’s nearly time to remortgage, nobody wants to hear that mortgage rates are rising. Unfortunately, this is the reality for many of us at the moment, as global events, including the war in Iran, are having...
Can I Get Equity Release If I Have A Mortgage?
As we get older, financial priorities and goals naturally begin to shift. You might be approaching retirement, dealing with rising living costs, looking to make the most of the years ahead, or supporting a growing family. After many years of...
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Mewstone Mortgage Advice LTD (FCA ref 947355) is an appointed representative of New Leaf Distribution LTD (FCA ref 460421) which is authorised and regulated by the financial conduct authority (FCA).
New Leaf Head Office Garfield House, 165-167 High St, Rayleigh SS6 7QA. Co registration Number 5520001.
Mewstone Mortgage Advice LTD Head Office: 22 Barton Brake, Wembury, Plymouth, Devon PL9 0BJ Co registration Number 12959322
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.
Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
To view our Complaints Procedure, click here.

