Mewstone Unplugged Blog
Read our blog posts to learn more about how Mewstone can help you with your borrowing needs
Featured Post: 10 Steps to Releasing Equity From Your Home Using A Lifetime Mortgage
Releasing equity through a lifetime mortgage is a journey that requires thoughtful consideration and careful planning. By following these steps, you can approach the process with confidence, knowing that you’re making an informed decision that...
Unlocking Property Wealth in Retirement: How Equity Release Can Preserve Your Pension Pot
Unlocking Property Wealth in Retirement: How Equity Release Can Preserve Your Pension PotRetirement is a time to enjoy the fruits of your labor, but managing finances can be challenging, especially as you aim to make your pension pot last. One...
Bridging Loans vs. Equity Release: The Better Short-Term Borrowing Solution
When faced with the need for short-term financing, particularly in scenarios involving property transactions, it's crucial to choose the right financial solution. Two popular options are bridging loans and equity release. While both have their...
What is a Drawdown Lifetime Mortgage?
As retirement approaches, financial planning becomes increasingly crucial. For many homeowners, especially those who are asset-rich but cash-poor, equity release schemes like drawdown lifetime mortgages offer a valuable solution. This blog post...
A Comprehensive Guide to Bridging Loans in 5 Steps
Navigating the world of finance can be complex, especially when it comes to securing funds for real estate transactions. Bridging loans are a valuable tool in these scenarios, offering temporary financial support until long-term arrangements are...
How a Retirement Interest Only Mortgage Can Help Borrowers Over 50 Buy a Property
As individuals approach retirement age, the financial landscape can change significantly. For many over 50, securing a mortgage to buy a property can seem like a daunting task, especially when considering the transition from employment income to...
The Crucial Importance of a Follow-Up Meeting After Arranging Equity Release
As a later life lending specialist, I will always meet with my clients post-completion as part of my service to them. In this blog post, I break down the advantages of this approach and give 3 reasons why this benefits my clients financial...
What is Joint Borrower Sole Proprietor and how can it help me?
Buying a home is a significant milestone for many individuals, but for some, it can be challenging to secure a mortgage on their own due to various reasons such as a lack of income or credit history. However, there is a solution that can help these...
The fall of interest only mortgages
Interest-only homeowner mortgages fell by 5.4% to 664,000 last year compared to 12 months before, the latest data from UK Finance reveals. Interest Only mortgages are declining in numbers year on year. This means that borrowers who may have...
How Can Equity Release Help With Unsecured Debts?
Debt is becoming a growing concern for UK adults approaching retirement, with 48% of over 55s having ‘some sort’ of outstanding debt. As we age, many of us find ourselves facing financial challenges that were not as prevalent in our younger years....
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Mewstone Mortgage Advice LTD (FCA ref 947355) is an appointed representative of New Leaf Distribution LTD (FCA ref 460421) which is authorised and regulated by the financial conduct authority (FCA).
New Leaf Head Office Garfield House, 165-167 High St, Rayleigh SS6 7QA. Co registration Number 5520001.
Mewstone Mortgage Advice LTD Head Office: 22 Barton Brake, Wembury, Plymouth, Devon PL9 0BJ Co registration Number 12959322
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.
Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits
