What Can Mike Jones at Mewstone Later Life Lending Offer That Others Can't
In the world of mortgages, especially for those over 50, blending in just doesn’t cut it. You’ve got to work with someone who stands out—and it’s not about choosing just any advisor, but the right one. Mike Jones uses his extensive experience across all areas of later life mortgage advice, including equity release and retirement interest-only mortgages, to guide you toward the best financial decisions for your future.
Without the right advisor, many borrowers over 50 miss out on opportunities, fade into the background, or end up with unsuitable products. It’s not just about getting a mortgage; it’s about creating real financial security that lasts.
Why You Should Book a Discovery Call with Mike Jones
- Leverage His Expertise: Mike has years of experience in later life mortgage advice, from equity release to retirement interest-only mortgages. He understands the unique challenges and opportunities for borrowers over 50.
- Personalized Guidance: Mike isn’t tied to a large corporate—he has access to the whole market, ensuring you get the best options tailored to your specific needs.
- Flexible Meeting Options: Whether you prefer to meet in person at Mike’s office, in a more casual setting, or via video or phone call, Mike offers flexible options to suit your comfort and convenience.
- Build Real Relationships: Mike isn’t just about getting you a mortgage. He’s about building long-term relationships that ensure your financial well-being.
- Time-Saving Automation: Mike uses tools that let him focus on what really matters—connecting with you and finding the best mortgage solution.
Ready to Secure Your Financial Future? Book a discovery call with Mike Jones today, and let's navigate your later life mortgage options together.
Simplifying Mortgage Options for Borrowers Over 50
Mike Jones of Mewstone Later Life Lending can directly advise you on all of your Later Life Lending options, including:
Equity Release Mortgages
Equity Release is the term for borrowing against your home to free up a portion of the wealth held in your property, and it is one of the financial solutions that may be available to homeowners over 55. The money is usually released in the form of a tax-free cash lump sum, but can also be released in stages, know as “drawdown”.
Retirement Interest Only Mortgages
A Retirement Interest Only Mortgage, like a mortgage you may have taken to buy your home, is a loan where only the interest is paid to your lender each month. This style of later life mortgage is open ended, meaning you can remain in your home until you move into long term care, or pass away. At this point, the mortgage would need to be repaid.
Traditional Mortgages
Despite what you might think, there are many lenders who will consider lending to older borrowers. Your employed income or even your future pension could support a traditional style of mortgage and there are specialist lenders who are willing to consider all types of mortgage lending.
My Service
I firmly believe in quality over quantity when it comes to client relationships, which is why I champion holistic and bespoke later life mortgage advice.
With extensive experience across all areas of later life mortgage advice, including equity release and retirement interest-only mortgages, my approach has consistently proven successful. This allows me to fully understand each client’s unique situation and provide dedicated, expert guidance.
By focusing entirely on you, I ensure that the mortgage solutions we explore are perfectly tailored to your needs. My expertise spans the full range of later life lending options, so you can be confident that you’re receiving comprehensive, high-quality advice.
Free Resources For Borrowers Over 50
This guide focuses on the process of taking out a mortgage if you are over 50.
This guide focuses on the process of taking out a lifetime mortgage (equity release).
This guide focuses on the process of taking out a retirement interest-only mortgage.
Why work with Mike? These are just a few of his many testimonials..
Watch Mike on YouTube
Are you ready to talk about your later life mortgage options? Book a discovery call with Mike Jones today.
Frequently Asked Questions
Which lenders do you work with?
We are an independent broker, and therefore do not have any affiliation with a particular lender – meaning you will always receive the best deal for your situation from the whole, open market.
Do I need to make payments?
Retirement Interest Only and Traditional Mortgages have a mandatory monthly payment, as well as select Lifetime mortgages. Equity Release Lifetime Mortgages allow an optional payment to reduce the impact of compound interest.
Will I lose my home?
No. With all of the products we provide, you will remain the legal owner of your property for the length of the mortgage. If you fail to keep up payments for a mortgage where payments are mandated, your home may be repossessed if you do not make these.
How long does it take?
Typically lenders will make an offer to you within a month of applying. It can take a further 1-2 months for the legal work to be completed, depending on the complexity of the situation.
What's next?
To begin your later life lending journey, book your discovery call HERE or call 01752 922549.
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Mewstone Mortgage Advice LTD (FCA ref 947355) is an appointed representative of New Leaf Distribution LTD (FCA ref 460421) which is authorised and regulated by the financial conduct authority (FCA).
New Leaf Head Office Garfield House, 165-167 High St, Rayleigh SS6 7QA. Co registration Number 5520001.
Mewstone Mortgage Advice LTD Head Office: 22 Barton Brake, Wembury, Plymouth, Devon PL9 0BJ Co registration Number 12959322
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.
Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits
