Mewstone Unplugged Blog
Read our blog posts to learn more about how Mewstone can help you with your borrowing needs
How Much Deposit Do First-Time Buyers Need for a Mortgage?
For many people buying their first home, one of the biggest challenges is saving a first time buyer mortgage deposit. With rent, bills and everyday living costs to cover, building up thousands of pounds towards a house can feel like a huge hurdle....
What Is a Mortgage Agreement in Principle? A Simple Guide to AIPs
What is a Mortgage Agreement in Principle? If you’re thinking about buying a home, one of the first mortgage terms you’re likely to come across is an Agreement in Principle, often shortened to an AIP. You might also hear it called a Decision in...
Why Are Retirement Interest-Only Mortgages Getting More Popular in 2026?
If you have an interest-only mortgage ending soon and you are approaching retirement, you may be wondering how you are going to repay the outstanding balance. Selling your home is not necessarily your only option. One solution that is becoming...
Is Your Mortgage Deal Ending in the Next Six Months? Now Could Be the Time to Review It
If your current mortgage deal is due to end in the next six months, it might feel a little early to start thinking about what happens next. In reality, getting ahead of your mortgage renewal can give you more time to understand your options,...
Standard Mortgages vs Later Life Lending: Why It Pays to Speak to an Adviser Who Can Do Both
Most people think a mortgage is a mortgage. In reality, there are different types of borrowing available depending on your circumstances, your income, your stage of life and, most importantly, what you're trying to achieve. The problem is that not...
What Is Lending Into Retirement?
Many people assume that once they reach retirement age, obtaining a mortgage becomes impossible. Fortunately, this is no longer the case. In recent years, lenders have become far more flexible in supporting borrowers who want to take out a mortgage...
Do I Need a Survey When Buying a House in Plymouth
Do I need a survey when buying a house in Plymouth? It's one of the most common questions we hear from first-time buyers and home movers across Plymouth and the South Hams. Many buyers assume the lender's valuation is a full survey, but that's...
How Do Retirement Interest-Only Mortgages Work?
When people hear the phrase “later life lending”, many automatically think of equity release. While lifetime mortgages can be a suitable solution for some people, they are not the only option available. A Retirement Interest-Only mortgage, often...
Can I Buy a House with a £5,000 Deposit in Plymouth?
“Can I buy a house with a £5,000 deposit in Plymouth?” For many renters across Plymouth, Plympton, Plymstock, Ivybridge and the South Hams, saving a large deposit has become one of the biggest barriers to getting onto the property ladder. At...
Will Mortgage Interest Rates Go Down?
If you’re thinking about buying a property, remortgaging, or your current mortgage deal is coming to an end, there’s a good chance you’ve been asking yourself the same question we hear almost every day at Mewstone Mortgage Advice: “Should I wait...
Book A Call With Our Mortgage Advice Experts
We understand that your time is precious so you can book an appointment directly into our diary at a time to suit you!
This is our first conversation with you.
We will get an understanding of where you are now and where you want to be. We can tell you about us and how we work – and how we can help you achieve your financial goal. This is typically a 10 minute chat and is completely free of charge.
This appointment can be completed on a face to face basis, over Zoom/Teams/WhatsApp Video/Facetime - whatever works best for you!
Follow us on social
Mewstone Mortgage Advice LTD (FCA ref 947355) is an appointed representative of New Leaf Distribution LTD (FCA ref 460421) which is authorised and regulated by the financial conduct authority (FCA).
New Leaf Head Office Garfield House, 165-167 High St, Rayleigh SS6 7QA. Co registration Number 5520001.
Mewstone Mortgage Advice LTD Head Office: Argosy House, Longbridge Road, Plymouth, PL6 8LD. Co registration Number 12959322
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.
Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
To view our Complaints Procedure, click here.
