Mewstone Unplugged Blog
Read our blog posts to learn more about how Mewstone can help you with your borrowing needs
Featured Post: 10 Steps to Releasing Equity From Your Home Using A Lifetime Mortgage
Releasing equity through a lifetime mortgage is a journey that requires thoughtful consideration and careful planning. By following these steps, you can approach the process with confidence, knowing that you’re making an informed decision that...
Halifax First Time Buyer Boost Scheme Explained
As a first-time buyer, one of the biggest challenges you might face is borrowing enough money to purchase your dream home. With house prices at an all-time high, finding the right mortgage solution can feel overwhelming. Fortunately, Halifax has...
Why Later Life Lending Requires a Thoughtful Approach
When it comes to later life lending, the process feels different from the traditional mortgage market. One key reason is that people in later life lending often face unique challenges, which require more care and attention. Unlike mainstream...
A New Milestone in Lifetime Mortgages: Interest Servicing and Client Rewards
The equity release market has recently seen a significant leap forward with the introduction of products that reward clients for servicing interest on their lifetime mortgages. This is the second product on the market that offers such incentives,...
What Documents to Bring to Your Mortgage Appointment
Attending a mortgage appointment is a key step in the process of buying a home, and bringing the right documents with you is crucial. Having all the necessary paperwork ready ensures that your adviser can give you the most accurate advice and...
Top 5 Reasons People Are Turning to Equity Release in 2024
If you're exploring ways to make the most of your finances in retirement, you've likely come across the term equity release. But what exactly is it, and why are so many homeowners opting for it? Canada Life recently shared the top five reasons...
What to Expect from a Mortgage Appointment
When attending a mortgage appointment, there are five key aspects to expect that will guide you through the process of securing a home loan and protecting your financial future. How much you can borrow: One of the first things you'll learn is how...
How Zero Early Repayment Charges are Changing the Landscape of Equity Release
The equity release market is evolving, with innovations that make it fairer and more flexible for borrowers. One of the most significant changes is the introduction of products like the Maxi ZERO ERC from more2life, which eliminates early repayment...
Understanding Affordability in Joint Retirement Interest-Only (RIO) Mortgages: What Happens When One Applicant Dies?
Retirement Interest-Only (RIO) mortgages are becoming an increasingly popular solution for older borrowers looking for flexible, manageable financial options in later life. With a RIO mortgage, you only pay the interest on the loan each month, and...
Navigating an Equity Release Application: Pension Credit Entitlement
When I first met my client, they were feeling the weight of their financial situation. Living on a modest pension, they were struggling to manage their finances, particularly with an outstanding mortgage that still needed to be repaid. Their home,...
Understanding the Equity Release Council: Improving Standards in Later Life Lending
As the population ages and more people consider ways to unlock the value of their homes in retirement, equity release has become an increasingly popular financial solution. However, like any financial product, equity release requires a framework of...
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Mewstone Mortgage Advice LTD (FCA ref 947355) is an appointed representative of New Leaf Distribution LTD (FCA ref 460421) which is authorised and regulated by the financial conduct authority (FCA).
New Leaf Head Office Garfield House, 165-167 High St, Rayleigh SS6 7QA. Co registration Number 5520001.
Mewstone Mortgage Advice LTD Head Office: 22 Barton Brake, Wembury, Plymouth, Devon PL9 0BJ Co registration Number 12959322
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.
Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits
