Residential Mortgage Calculator
Find out what you could borrow in under 2 minutes!
There are many mortgage calculators on the market, but they’re usually created by a single provider or offered by a organisation obsessed with your data! That means you don’t get a full view of the available market, or that you need to enter the same information over and over again on different websites. We are here to change that!
In line with our proudly independent approach, the Mewstone mortgage calculator scours the whole market for you. In less than 2 minutes, you can get a complete picture of what lenders can offer you.
Filling in our calculator doesn’t involve any credit checks, so there’s no need to miss out. Get started today!
If you’d like to discuss your mortgage affordability with one of the team, please select the request callback option at the end of the calculator.
Challenge your fixed rate every day
We can check your deal and keep you up to date of any deals that might be available to you
Frequently Asked Questions
How can you secure me the most suitable deal?
We take all the information we can from you and put it through our processes to match the most suitable mortgage to you. We have access to whole of the market, so you may hear us talk about Lenders you wouldn’t see on the High Street. Having more access than most brokers you may see, means we are more likely to secure you the most suitable deal.
What's the next steps?
Firstly you need to make an appointment with us to go through all of your details, and see if we can obtain you an agreement in principle. From there you can go and find your dream home if you haven’t already! Once you’ve had your offer accepted on the home, we will get to work with your solicitors and lenders, to apply for your mortgage, get it agreed and get you moved in!
If you’re already a homeowner or you’re looking at commercial finance, get in touch today, and let’s see how we can help you review your circumstances.
What if I've been told no elsewhere?
Even if you have been told no before, that doesn‘t mean that there isn’t a mortgage suitable for you. Have a conversation with us, and we can assess your current circumstances with you to plan a way forward for you.
How long will my mortgage be for
The mortgage term depends on different factors. Namely how much you are looking to borrow, what type of rate, as well as personal circumstances. The average is 25 years, however there are some for 29 years or less than 25.
How much can I borrow?
The amount you can borrow is different for everyone. You’d need to speak to us so we could advise you on your affordability.
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Google Reviews
Mike is brilliant really helped us to sort out a plan for our remortgage and is set to get us through this next stage. Really put our mind at ease 😁
Mike Jones was recommended to us by another broker as a later life lending specialist. He helped us with our situation, and kept in regular contact. Unlike other brokers we have previously used. Mike explained every aspect up to mortgage offer. He was very professional, knowledgeable and easy to talk to at all times. We can highly recommend Mike for all his brokering services.
Amazing service from Mike, Seb,Kate and the Mewstone team! Very clear and informative from start to finish! Cannot recommend enough!!!
Have used Mewstone for a recent remortgage and they were great, finding us a better deal when the first one had some hidden charges. Have used them several times now with new and remortgages. Recommend.
Really happy with the service received from Mewstone Mortgage Advice. We received a great introduction from Mark, who set us on our journey. We then worked with Charlie, who was really helpful with finding us a suitable mortgage, with great flexibility and thoroughness. We also received great help from Kate, who helped us get the mortgage over the line with the lender. All three people we worked with provided an excellent and professional service, with great friendliness too!
Would definitely recommend.
Would definitely recommend.
Highly recommend the fantastic team at Mewstone, especially Charlie! We have finally picked up the keys to our first home and are so grateful for all the hard work from Charlie. From being so supportive and attentive, always on hand for the panicked phone calls and keeping us going throughout! Thank you for everything and we’re so happy to be able to say we’re home owners!🏡
We had an absolutely fantastic experience working with Charlie. Her professionalism and expertise were evident from start to finish. Communication was excellent throughout the process and we always felt fully informed and supported. We had every faith in Charlie and she delivered a truly outstanding service. We couldn’t recommend Mewstone highly enough.
We have just had our remortgage arranged by Mark and the team at Mewstone Mortgages, the service we received was excellent. Fast, efficient and Mark was really helpful, the mortgage rate he found us was much better than we were expecting too. Would highly recommend.
Five star service from Charlie and team. BTL remortgage from start to finish completed within 6 weeks. Highly recommend.
Mike provided us with exceptional service from start to finish. We didn’t have to go through any lengthy zoom calls with NatWest like we did previously as the application was all done for us. One of the real benefits to having a group chat with Mike is he was happy to support us at anytime with a quick reply. We will definitely be using him again.
Mewstone were recommended to us via a friend. Mike was so helpful, professional and always on the end of a phone when needed. Our transaction was completed flawlessly, I have nothing but praise for Mewstone. From now on we will be recommending Mike and all the team to our friends who are in need of help and guidance.
Keep up the excellent work
Keep up the excellent work
I was in quite a complicated situation regarding my status as a LTD company and some covenant restrictions on the property I was looking to buy, Charlie and the team at Mewstone Mortgage Advice helped guide me through the whole process and I ended up buying my first home and I'm very happy with the outcome, they were always very friendly and helpful and I would highly recommend them to others.
We highly recommend Mewstone Mortgage Advice, especially Charlie Green. As first time buyers we were supported through every step and Charlie accommodated us with no problem as we worked awkward hours. Our experience was very straight forward thanks to the help of all the Mewstone staff and we are very grateful for this. Our options for life and home insurance were also explained to us which helped us a lot.
Everyone at Mewstone MA have been amazing, but we worked mostly with Charlie and she was exceptional. So professional, clear, knowledgeable, friendly, helpful - never made us feel silly for not knowing stuff (first time buyers!). Really cannot recommend them enough. The WhatsApp group was really convenient for us and we feel they've been with us the whole way - thank you so much! We're so excited for the next steps!
Charlie, Mark and Kate have been amazing throughout! Start to finish. We never thought we would be able to get a deposit together and a house bought. But here we are. Charlie has been amazing at accommodating us and our weird work hours and done so with a smile. I cannot recommend her highly enough.
If you are unsure, just speak to them. They will give you the information and the confidence you need to make your own decisions and hopefully own your own home.
If I could give more than 5 stars I would.
If you are unsure, just speak to them. They will give you the information and the confidence you need to make your own decisions and hopefully own your own home.
If I could give more than 5 stars I would.
Outstanding Service for Self-Employed Clients!
We can’t say enough good things about our experience with Mewstone. As self-employed individuals, navigating the complexities of securing financing can be overwhelming.
However, the team at Mewstone, Charlie, Mark and Kate made the entire process smooth and stress-free. They were incredibly knowledgeable about the unique challenges we face and helped us every step of the way, ensuring we understood all our options and found the best solutions for our needs.
Their professionalism, attention to detail, and personal care exceeded our expectations. Highly recommended for anyone, especially those who are self-employed and need expert guidance!
We can’t say enough good things about our experience with Mewstone. As self-employed individuals, navigating the complexities of securing financing can be overwhelming.
However, the team at Mewstone, Charlie, Mark and Kate made the entire process smooth and stress-free. They were incredibly knowledgeable about the unique challenges we face and helped us every step of the way, ensuring we understood all our options and found the best solutions for our needs.
Their professionalism, attention to detail, and personal care exceeded our expectations. Highly recommended for anyone, especially those who are self-employed and need expert guidance!
Had an amazing experience with Mewstone - special thank you to Mike Jones who was amazing - made time to video call us of an evening - gave great advice and submitted the application the very next day. The Mortgage was offered in less than a week - genuinely couldn't ask for more, thank you!
Really helpful with everything I needed. Group chat set up which made communication simple. Always looking to get the customer the best possible rate. Thanks all for helping me buy my first home xx
Well after finally almost unpacked into my first home! I'm a homeowner 🎉 I literally couldn't thank everyone at Mewstone more! I literally didn't have a clue what I was doing the whole time but the guys were always there for help and advice. I mostly spoke to Nathan, Mark and Seb. The laughs I've had with the guys all the way through has put me at such ease. I couldn't recommend them more! Thank you so much 😊
Everyone at the mewstone mortgage advice team have been brilliant withe me from start to finish! Would highly recommend!
I would highly recommend Mewstone Mortgages. Buying a house for the first time is daunting, especially when you are self employed. Mike was brilliant in knowing more specialist lenders for this. Nothing was ever too much trouble and he spent lots of time explaining everything extremely thoroughly. He is really friendly and highly professional. When I have dropped documents off at the office everyone was lovely, friendly and always very helpful. You feel very supported in the whole process. Mike successfully arranged a mortgage for me and Seb is now helping me go through any insurances that I might need. Again, like Mike, he is lovely and friendly and very knowledgeable. He spent lots of time going through everything. You are in safe hands with Mewstone Mortgages.
We have just completed buying our first home & in all honesty the Mewstone team have been absolutely incredible.
At times, it has been quite an intimidating & stressful process but Mark, Charlie & Seb have gone above & beyond to guide us as well as make us feel comfortable & well informed throughout.
I really couldn’t praise them enough.
At times, it has been quite an intimidating & stressful process but Mark, Charlie & Seb have gone above & beyond to guide us as well as make us feel comfortable & well informed throughout.
I really couldn’t praise them enough.
I recently did another transaction with Mewstone Mortgage Advice, and I cannot recommend them highly enough. From the very beginning, the team demonstrated exceptional dedication, professionalism, and expertise in handling my mortgage needs.
The process of securing a mortgage can be incredibly stressful and time-consuming, but they made it remarkably smooth and manageable. They spent countless hours meticulously chasing down details from various mortgage companies on my behalf, ensuring that every piece of information was accurate and up-to-date. Their persistence and hard work were evident at every step of the way.
What impressed me the most was their unwavering commitment to finding the best possible mortgage options for my specific situation. They patiently explained every detail, answered all of my questions, and provided invaluable advice that helped me make informed decisions. Their personalised approach made me feel valued and reassured throughout the entire process.
In addition to their outstanding service, the team at Mewstone was always prompt, courteous, and friendly. Their excellent communication skills and transparency kept me informed and confident that my mortgage application was in the best hands.
Thanks to Mewstone Mortgage Advice, I now have a mortgage that perfectly fits my needs, and I couldn't be happier with the outcome. If you are looking for a mortgage company that goes above and beyond to deliver exceptional results, look no further. They are truly a cut above the rest.
The process of securing a mortgage can be incredibly stressful and time-consuming, but they made it remarkably smooth and manageable. They spent countless hours meticulously chasing down details from various mortgage companies on my behalf, ensuring that every piece of information was accurate and up-to-date. Their persistence and hard work were evident at every step of the way.
What impressed me the most was their unwavering commitment to finding the best possible mortgage options for my specific situation. They patiently explained every detail, answered all of my questions, and provided invaluable advice that helped me make informed decisions. Their personalised approach made me feel valued and reassured throughout the entire process.
In addition to their outstanding service, the team at Mewstone was always prompt, courteous, and friendly. Their excellent communication skills and transparency kept me informed and confident that my mortgage application was in the best hands.
Thanks to Mewstone Mortgage Advice, I now have a mortgage that perfectly fits my needs, and I couldn't be happier with the outcome. If you are looking for a mortgage company that goes above and beyond to deliver exceptional results, look no further. They are truly a cut above the rest.
Very supportive and patient team. Always at the end of the phone, message or email. Went above and beyond. Excellent service and value. Would 100% recommend.
A very professional company and I would highly recommend. They have a good team that helped us out every step of the way and guided us through the procedure with ease.
Highly recommended! We needed to release equity from our home, initially we went directly to our mortgage provider who were a waste of time tbh & said we could only have a fifth of what we required?
Mewstone we're recommend to us via a Facebook group & they managed to get us an offer from our same mortgage provider for 100% of what we initially asked for! Go figure that out?
The whole process is straight forward & very quick as long as you have your paperwork in order. And the best thing about it all is we only had to pay £99 because we were keeping our same provider!
Definitely using them again & more than happy to recommend them to everyone.
Mewstone we're recommend to us via a Facebook group & they managed to get us an offer from our same mortgage provider for 100% of what we initially asked for! Go figure that out?
The whole process is straight forward & very quick as long as you have your paperwork in order. And the best thing about it all is we only had to pay £99 because we were keeping our same provider!
Definitely using them again & more than happy to recommend them to everyone.
Professional and friendly from start to finish.
Honest, efficient and genuinely want to get you the best mortgage deal/outcome. Working above and beyond - even in evenings.
Really appreciated advice and comparisons on which solicitors to proceed with for both our sale and purchase as well.
Would 100% recommend!
Honest, efficient and genuinely want to get you the best mortgage deal/outcome. Working above and beyond - even in evenings.
Really appreciated advice and comparisons on which solicitors to proceed with for both our sale and purchase as well.
Would 100% recommend!
Myself and my wife re located from Kent back to Plymouth, we had sold our home and had some money to buy a new home in Plymouth unfortunately we did require a mortgage to assist us, we are both over 50 and we were looking for a home, which would require a decent size mortgage, my wife is retired and I still work and with finances in a few different areas we thought it would hard to obtain a good mortgage.
We were given Mike from Mewstone details having heard good vibes from his work. Mike made contact, we explained our circumstances and he was able to assist us quickly with a mortgage in principle at the right amount of loan, we are now going through the paces of buying our home and this has been completed very quickly by the mortgage lender with Mike by our side all the way, great honest advice, explained in plain English, upfront with all costings and also will explain if things go wrong honestly. Our house has a very odd issue with holding a freehold title as well as a leasehold title, so Mike is assisting us each step of the way and being our go between with solicitors and estate agents.
We are very happy, would 100% recommend Mike to anyone who asked, his specialist area is mortgages for older people but I am sure he can help many others looking for assistance with mortgages.
We were given Mike from Mewstone details having heard good vibes from his work. Mike made contact, we explained our circumstances and he was able to assist us quickly with a mortgage in principle at the right amount of loan, we are now going through the paces of buying our home and this has been completed very quickly by the mortgage lender with Mike by our side all the way, great honest advice, explained in plain English, upfront with all costings and also will explain if things go wrong honestly. Our house has a very odd issue with holding a freehold title as well as a leasehold title, so Mike is assisting us each step of the way and being our go between with solicitors and estate agents.
We are very happy, would 100% recommend Mike to anyone who asked, his specialist area is mortgages for older people but I am sure he can help many others looking for assistance with mortgages.
Mewstone Mortgage Advice have been brilliant throughout our home buying process as first time buyers. They have taught us so much along the way and were extremely helpful and have so much knowledge of Mortgaging and Insurance for first time buyers! Will definitely be recommending to friends and family! Thanks again Mewstone Mortgages. 🙌
As a first time buyer, I was more than scared about the property ladder process. The team at Mewstone Mortgage advice were really great and broke things down for me, step by step. They answered all of my questions super clearly, letting me know the next stages so I was always kept in the loop. I’d highly recommend them, not only are they knowledgeable, they’re incredibly friendly too. A seamless process!
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Mewstone Mortgage Advice LTD (FCA ref 947355) is an appointed representative of New Leaf Distribution LTD (FCA ref 460421) which is authorised and regulated by the financial conduct authority (FCA).
New Leaf Head Office Garfield House, 165-167 High St, Rayleigh SS6 7QA. Co registration Number 5520001.
Mewstone Mortgage Advice LTD Head Office: 22 Barton Brake, Wembury, Plymouth, Devon PL9 0BJ Co registration Number 12959322
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.
Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
To view our Complaints Procedure, click here.
