Mewstone Unplugged Blog
Read our blog posts to learn more about how Mewstone can help you with your borrowing needs
Top 5 Reasons People Are Turning to Equity Release in 2024
If you're exploring ways to make the most of your finances in retirement, you've likely come across the term equity release. But what exactly is it, and why are so many homeowners opting for it? Canada Life recently shared the top five reasons...
What to Expect from a Mortgage Appointment
When attending a mortgage appointment, there are five key aspects to expect that will guide you through the process of securing a home loan and protecting your financial future. How much you can borrow: One of the first things you'll learn is how...
How Zero Early Repayment Charges are Changing the Landscape of Equity Release
The equity release market is evolving, with innovations that make it fairer and more flexible for borrowers. One of the most significant changes is the introduction of products like the Maxi ZERO ERC from more2life, which eliminates early repayment...
Understanding Affordability in Joint Retirement Interest-Only (RIO) Mortgages: What Happens When One Applicant Dies?
Retirement Interest-Only (RIO) mortgages are becoming an increasingly popular solution for older borrowers looking for flexible, manageable financial options in later life. With a RIO mortgage, you only pay the interest on the loan each month, and...
Navigating an Equity Release Application: Pension Credit Entitlement
When I first met my client, they were feeling the weight of their financial situation. Living on a modest pension, they were struggling to manage their finances, particularly with an outstanding mortgage that still needed to be repaid. Their home,...
Understanding the Equity Release Council: Improving Standards in Later Life Lending
As the population ages and more people consider ways to unlock the value of their homes in retirement, equity release has become an increasingly popular financial solution. However, like any financial product, equity release requires a framework of...
Unlocking Property Wealth in Retirement: How Equity Release Can Preserve Your Pension Pot
Unlocking Property Wealth in Retirement: How Equity Release Can Preserve Your Pension PotRetirement is a time to enjoy the fruits of your labor, but managing finances can be challenging, especially as you aim to make your pension pot last. One...
Bridging Loans vs. Equity Release: The Better Short-Term Borrowing Solution
When faced with the need for short-term financing, particularly in scenarios involving property transactions, it's crucial to choose the right financial solution. Two popular options are bridging loans and equity release. While both have their...
What is a Drawdown Lifetime Mortgage?
As retirement approaches, financial planning becomes increasingly crucial. For many homeowners, especially those who are asset-rich but cash-poor, equity release schemes like drawdown lifetime mortgages offer a valuable solution. This blog post...
A Comprehensive Guide to Bridging Loans in 5 Steps
Navigating the world of finance can be complex, especially when it comes to securing funds for real estate transactions. Bridging loans are a valuable tool in these scenarios, offering temporary financial support until long-term arrangements are...
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Mewstone Mortgage Advice LTD (FCA ref 947355) is an appointed representative of New Leaf Distribution LTD (FCA ref 460421) which is authorised and regulated by the financial conduct authority (FCA).
New Leaf Head Office Garfield House, 165-167 High St, Rayleigh SS6 7QA. Co registration Number 5520001.
Mewstone Mortgage Advice LTD Head Office: 22 Barton Brake, Wembury, Plymouth, Devon PL9 0BJ Co registration Number 12959322
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.
Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
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