by Mike Jones | Nov 6, 2025 | Equity Release, Later Life Lending
“Is equity release a good idea?” is a question that we hear time and time again. Plans of the past and general misconceptions have led to many approaching the idea of equity release with significant caution and even negativity. While this type of mortgage must be... by Mike Jones | Oct 21, 2025 | Equity Release, Later Life Lending, Retirement Mortgage
When you’ve been saving into your home by paying off your mortgage for years and years, the thought of taking out an additional mortgage can be an unwelcome one. However, there are a number of circumstances in which doing so might be necessary or beneficial, whether... by Mike Jones | Jan 22, 2025 | Equity Release, Later Life Lending, Mortgage
Equity release is becoming an increasingly popular option for homeowners looking to unlock the value tied up in their property. But one of the most common questions people ask is: Will I pay tax on the money I release? The short answer? No. The money you unlock... by Mike Jones | Jan 8, 2025 | Equity Release
When it comes to freeing up money later in life, many homeowners find themselves at a crossroads: should they use equity release or consider downsizing? Both options can provide the financial boost needed for retirement, but they come with distinct advantages and... by Mike Jones | Dec 1, 2024 | Equity Release, Later Life Lending
Releasing equity through a lifetime mortgage is a journey that requires thoughtful consideration and careful planning. By following these steps, you can approach the process with confidence, knowing that you’re making an informed decision that aligns with your... by Mike Jones | Nov 27, 2024 | Equity Release, Later Life Lending, Retirement Mortgage
Applying for a lifetime mortgage can be a transformative step in unlocking financial freedom during retirement. However, property valuations don’t always align with expectations, which can impact the borrowing amount available to you. While this might feel like a...