by Mike Jones | Sep 1, 2026 | Equity Release, Later Life Lending, Mortgage, Retirement Mortgage, Specialist Lending
If you have an interest-only mortgage ending soon and you are approaching retirement, you may be wondering how you are going to repay the outstanding balance. Selling your home is not necessarily your only option. One solution that is becoming increasingly relevant in... by Mike Jones | Jul 15, 2026 | Equity Release, First Time Buyer, Later Life Lending, Mortgage, Retirement Mortgage
Most people think a mortgage is a mortgage. In reality, there are different types of borrowing available depending on your circumstances, your income, your stage of life and, most importantly, what you’re trying to achieve. The problem is that not every mortgage... by Mike Jones | May 28, 2026 | Equity Release, Later Life Lending, Retirement Mortgage
When people hear the phrase “later life lending”, many automatically think of equity release. While lifetime mortgages can be a suitable solution for some people, they are not the only option available. A Retirement Interest-Only mortgage, often referred to as a RIO... by Mike Jones | Oct 21, 2025 | Equity Release, Later Life Lending, Retirement Mortgage
When you’ve been saving into your home by paying off your mortgage for years and years, the thought of taking out an additional mortgage can be an unwelcome one. However, there are a number of circumstances in which doing so might be necessary or beneficial, whether... by Mike Jones | Nov 27, 2024 | Equity Release, Later Life Lending, Retirement Mortgage
Applying for a lifetime mortgage can be a transformative step in unlocking financial freedom during retirement. However, property valuations don’t always align with expectations, which can impact the borrowing amount available to you. While this might feel like a... by Mike Jones | Nov 13, 2024 | Equity Release, Later Life Lending, Retirement Mortgage
As we move into retirement, financial priorities often shift, and so do the ways we access and manage our income. For people over 50, pension income—whether from a private pension, workplace pension, or state pension—can be a valuable stream to support mortgage...