by Mike Jones | Jan 22, 2025 | Equity Release, Later Life Lending, Mortgage
Equity release is becoming an increasingly popular option for homeowners looking to unlock the value tied up in their property. But one of the most common questions people ask is: Will I pay tax on the money I release? The short answer? No. The money you unlock... by Mike Jones | Jan 8, 2025 | Equity Release
When it comes to freeing up money later in life, many homeowners find themselves at a crossroads: should they use equity release or consider downsizing? Both options can provide the financial boost needed for retirement, but they come with distinct advantages and... by Mike Jones | Nov 27, 2024 | Equity Release, Later Life Lending, Retirement Mortgage
Applying for a lifetime mortgage can be a transformative step in unlocking financial freedom during retirement. However, property valuations don’t always align with expectations, which can impact the borrowing amount available to you. While this might feel like a... by Mike Jones | Nov 11, 2024 | Equity Release, Later Life Lending, Retirement Mortgage
As we age, planning for potential care needs becomes a vital part of financial security. With care costs on the rise, more individuals over 50 are exploring ways to fund care without depleting their savings. Later life lending, including equity release and retirement... by Mike Jones | Nov 7, 2024 | Equity Release, Later Life Lending, Retirement Mortgage
When it comes to funding retirement and maintaining financial flexibility, Lifetime Mortgages and Retirement Interest-Only (RIO) Mortgages are two popular options that provide unique benefits. Both can help older homeowners release equity from their property while...